Particular person well being plans will modify to a most of 9.6%, ANS decides
The Nationwide Company for Complementary Well being (ANS) on Monday (12) introduced the utmost readjustment of 9.63% within the value of particular person and household well being plans. The worth was decided and accredited throughout a gathering of company administrators. The change can be efficient from Could 1, 2023 (retroactively) to April 30, 2024.
The variations within the worth of the adjusted month-to-month payment for Could and June, respectively, can be charged for July and August – along with the adjustment already offered for in these two months (perceive the calculation beneath).
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The modification is legitimate for medical and hospital plans which have been contracted from January 1999 or which have been tailored to new laws (Regulation No. 9.656/98).
It ought to be famous that the rise within the worth of well being plans is utilized by the operators on the date that celebrates one yr of the service contract. The choice doesn’t embrace group plans, whether or not joint or membership.
Historical past of adjustments
Within the earlier yr, a unfavorable adjustment of -8.19% was set in particular person well being plans as a result of pandemic-induced decline in using medical providers, with procedures corresponding to surgical procedures and exams being postponed. (See plan modification historical past since 2000).
For the Brazilian Affiliation of Well being Plans (AACPs), the fluctuation from 2021 down and from 2022 onwards was the consequences of shifting medical bills as a result of isolation interval to combat the pandemic.
medical health insurance
In response to a survey performed by the Nationwide Company for Complementary Well being, in December 2022, the Whole customers of healthcare plans have been 50,493,061, of which 8.9 million have been household or particular person members.
ANS maintains a listing on its web site, the place customers can seek for all well being plans bought within the nation.
ANS gives the next channels for complaints about irregularities and repair difficulties:
- Dial ANS: 0800 701 9656
- name us: www.gov.br/ans
- Name Middle for the Listening to Impaired: 0800 021 2105